Array
(
    [errorCode] => ERR10020
    [responseCode] => 99
    [errorMsg] => The user is not authenticated.
    [responseMsg] => Declined
    [violatorParam] => MERCHANTUSER
)

Sessiontoken

Pan

Card Holder Name

Expiry Month

Expiry Year

CVV

Nonce (Generated Server Side max 16 chars))


Response from PGW
Array
(
)